EV financiers battery valuation and risk intelligence dashboard
FINANCIERS & RESELLERS

Unknown battery variables in EV financial modelling compound risk

Bank icon
Financiers
2/3W EV Fleet Financing
Marketplace bag icon
Resellers
Used EV Marketplaces
Insurance shield icon
Insurers
EV Risk Underwriting
ASSET PLANNING
Uncertain residual valueaffecting resale market?
Vehicle valuation estimates by battery condition
Residual Value Estimation
Incorporate battery condition into pricing models
Remaining Useful Life
Data-backed timeline for asset value projection
Degradation Forecasting
Forecast battery condition at loan maturity to eliminate residual value surprises
RISK MANAGEMENT
No visibility into financed battery health?
Battery health performance and predicted range dashboard
State of Health tracking
Portfolio monitoring to identify at risk assets
Degradation trends
Identify systemic risks through geography and climate insights
Warranty breach & Fault detection
Check battery event history, usage history and abuse detection
LOAN PRICING
Uncertain risk causing poor underwriting confidence?
Battery state of health risk model dashboard
Battery Health Score
Run battery assessment before loan sanction for new and used EVs
Degradation Prediction
Know battery performance for every asset type
Battery Risk Score
Independent risk input for credit decisioning
How we work together
1
Identify
a representative sample of assets from the portfolio, typically 20-30 vehicles across different makes, models & usage profiles
2
Assess
each vehicle using the FawkesLink device in a single 60 minute charging session, with no historical data required.
3
Certify
battery health across the sample, generating an independent health report for each asset with State of Health, remaining useful life and resale value range
4
Recover
maximum value on exit through accurate resale pricing and residual value realisation backed by independent battery data.
5
Integrate
asset health data into your existing financial models to improve pricing accuracy, underwriting criteria and risk categorisation.
6
Monitor
battery health across your portfolio throughout the loan lifecycle to identify emerging risks and support collections
Battery Intelligence in the field
EV financier case study
EV FINANCIER CASE STUDY
30% improved buyer confidence in EV resale
FAQ
How is battery health different from vehicle condition in EV underwriting?

In EVs, the battery is 35 to 55% of the asset's value and the primary driver of residual value, range performance and reliability. A vehicle that looks pristine externally can have a battery that has lost 20% of its original capacity through aggressive charging or thermal stress. Standard vehicle inspection workflows have no way of detecting this. Fawkes Energy provides an independent battery health assessment that makes the battery as legible as the rest of the vehicle.

Can Fawkes Energy help us underwrite used EVs where there is no service history?

Yes. This is precisely what Fawkes Energy's hardware device - FawkesLink is designed for. In a single 60-minute charging session, with no historical data or vehicle integration required, FawkesLink generates an independent battery health certificate covering state of health, remaining useful life, residual value and range prediction. The assessment is based scientific, not age or odometer reading, making it reliable even on assets with no prior documentation.

How does Fawkes Energy improve residual value accuracy?

Most residual value models for EVs are built on age, mileage and OEM depreciation curves none of which capture actual battery condition. Fawkes Energy replaces assumption-based residual setting with physics-based degradation forecasting, projecting battery condition at a future point in time based on real usage history and electrochemical state. The result is a residual value estimate grounded in what the asset will actually deliver, not what the spec sheet assumed.

How does Fawkes Energy help manage risk across an EV loan portfolio?

Beyond point-in-time assessment, Fawkes Energy's battery intelligence platform FawkesCore monitors battery health continuously across financed assets: tracking degradation trends, flagging anomalies and identifying assets at elevated risk of failure or value erosion. This gives portfolio managers proactive visibility into emerging risk rather than discovering problems at repossession or loan maturity.

Is Fawkes Energy independent of the vehicle manufacturer?

Yes. Fawkes Energy has no affiliation with any OEM, BMS provider or battery manufacturer. This matters for financiers because OEM-reported battery data is designed to protect the manufacturer's warranty position, not the asset owner's financial exposure. Fawkes Energy provides a neutral, third-party view of battery condition that no manufacturer can objectively supply about their own product.

How quickly can we assess a batch of vehicles in our portfolio?

FawkesLink requires a single 60-minute charging session per vehicle with no workshop integration or vehicle disassembly. For portfolio assessments, multiple devices can be deployed simultaneously across a fleet, making large-scale assessment operationally feasible without significant disruption.

We're working with early partners across EV and BESS.
If batteries are central to your business,
let's talk
Let's Talk